Confirm the claim facts
TBM verifies policy information, date of loss, parties involved, current claim status, and the right communication path.
Licensed Texas public adjuster
TBM Public Adjusters
When your property takes the hit, TBM takes on the claim. We document the damage, organize the file, and represent your interests through the insurance process.
Licensed Texas public adjuster representation
No upfront or out-of-pocket representation fee
Private, claim-scoped document access
Your side of the claim
The carrier manages its exposure. TBM represents the policyholder.
An insurance carrier has a claim process built around reserves, scope, payment timing, and documentation standards. TBM Public Adjusters gives the property owner a licensed representative who can build an organized record, identify missing support, and keep the claim moving.
The carrier's role
TBM Public Adjusters' role
Evaluates the claim under the carrier's process and financial controls.
Represents the policyholder's interests within the public-adjusting process.
Builds an estimate from the information available in the carrier file.
Documents pre-loss condition, damage, repair requirements, and supporting records.
Communicates carrier requests, inspections, decisions, and payments.
Tracks communications, deadlines, inspections, payments, and next actions for the owner.
Issues its coverage and scope position.
Compares that position with the policy, documented damage, and repair scope.
How TBM works
One claim record. Four disciplined stages.
TBM Public Adjusters turns scattered photos, estimates, letters, and conversations into a claim process the property owner can follow.
Build the property record
Photos, estimates, carrier letters, payments, reports, invoices, and property documentation are organized in one file.
Compare coverage and scope
The carrier position is reviewed against the policy, documented damage, repair requirements, and supporting records.
Track every next action
TBM tracks requests, inspections, deadlines, payment activity, and communications so the file does not rely on memory.
Detail changes the file
TBM documents what the property needs, not just what is easiest to price.
A strong claim record connects visible conditions to repair requirements and source documents. TBM Public Adjusters assembles that support so gaps are easier to identify and address.
- Property and damage photographs
- Contractor estimates and repair requirements
- Carrier estimates, letters, and payment records
- Inspection reports, invoices, and supporting documents
Indemnify TBM's secure client claim workspace
TBM represents you. Indemnify organizes the file.
Your TBM claim stays organized in one secure workspace.
TBM Public Adjusters is the licensed firm representing the policyholder. Indemnify is the technology TBM uses for intake, documents, claim activity, and client access—it is not a separate adjusting firm.
Texas public-adjusting boundaries
TBM provides public adjuster representation, not contractor claim adjusting and not an assignment-of-benefits structure.
Fee disclosure before signing
The contingency fee schedule is disclosed before representation begins. There is no upfront or out-of-pocket representation fee.
Private claim workspace
SOC 2-aligned storage controls, signed document access, and role-based visibility help keep files limited to the right claim and user.
Traceable activity
Audit trails and compliance-aware workflows create a clearer record of documents, access, and claim activity.
Start with TBM Public Adjusters